flood zone information

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Flood Zone information and requirements

THE NATIONAL FLOOD INSURANCE PROGRAM (NFIP) IS A FEDERAL PROGRAM, ESTABLISHED BY CONGRESS IN 1968, THAT ALLOWS PROPERTY OWNERS TO PURCHASE FEDERALLY BACKED FLOOD INSURANCE. AS PART OF THIS AGREEMENT FOR MAKING FLOOD INSURANCE AVAILABLE IN A COMMUNITY, THE NFIP REQUIRES THE COMMUNITY TO ADOPT A FLOODPLAIN MANAGEMENT ORDINANCE CONTAINING CERTAIN MINIMUM REQUIREMENTS INTENDED TO REDUCE FUTURE FLOOD LOSSES FOR ALL NEW AND SUBSTANTIALLY IMPROVED STRUCTURES.

WHEN YOUR CONSTRUCTION DRAWINGS ARE REVIEWED FOR CODE COMPLIANCE, A PLANS EXAMINER WILL CHECK THE LOCATION OF YOUR PROPERTY ON THE FLOOD INSURANCE RATE MAPS. IF YOUR PROPERTY IS LOCATED IN OR NEAR A FLOOD ZONE (AREA OF HIGH FLOOD HAZARD), THE FOLLOWING INFORMATION WILL BE REQUIRED:

UNDETERMINED FLOOD ZONE: (I.E., "A" ZONE)
A PRE-CONSTRUCTION ELEVATION CERTIFICATE (FEMA FORM ONLY) FROM A FLORIDA REGISTERED ENGINEER WHICH ESTABLISHES THE 100 YEAR BASE FLOOD ELEVATION AND A PROPOSED LOWEST FLOOR A MINIMUM OF 1' ABOVE THAT ELEVATION.

DETERMINED FLOOD ZONE: (I.E. "AE")
A PRE-CONSTRUCTION ELEVATION CERTIFICATE (FEMA FORM ONLY) FROM A FLORIDA REGISTERED ENGINEER OR SURVEYOR WHICH ESTABLISHES THE LOWEST FLOOR ELEVATION TO BE A MINIMUM OF 1' ABOVE THE 100 YEAR BASE FLOOD ELEVATION.

BORDERLINE AREAS TO AN UNDETERMINED FLOOD ZONE: (I.E., "A" ZONE)
A PRE-CONSTRUCTION ELEVATION CERTIFICATE (FEMA FORM ONLY) FROM A FLORIDA REGISTERED ENGINEER WHICH ESTABLISHES THE 100 YEAR BASE FLOOD ELEVATION AND A PROPOSED LOWEST FLOOR A MINIMUM OF 1' ABOVE THAT ELEVATION.

BORDERLINE AREAS TO A DETERMINED FLOOD ZONE: (I.E. "AE" ZONE)
A PRE-CONSTRUCTION ELEVATION CERTIFICATE (FEMA FORM ONLY) FROM A FLORIDA REGISTERED ENGINEER OR SURVEYOR WHICH ESTABLISHES THE LOWEST FLOOR ELEVATION TO BE A MINIMUM OF 1' ABOVE THE 100 YEAR BASE FLOOD ELEVATION.

NOTE: IN ALL FLOOD ZONE AND BORDERLINE AREAS -
AN AS-BUILT FINISHED FLOOR CERTIFICATION (FEMA FORM ONLY) VERIFYING THE LOWEST FLOOR IS A MINIMUM OF 1' ABOVE THE 100 YEAR BASE FLOOD ELEVATION WILL BE REQUIRED. THIS DOCUMENT NEEDS TO BE FILED AND ACCEPTED BY THE PERMITTING OFFICE PRIOR TO SCHEDULING ANY FURTHER BUILDING INSPECTIONS.

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