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Major fringe benefits

Health Partnership Plan
Life insurance
Accidental death and dismemberment
Long term disability
Worker's compensation benefits
Retirement

Health Partnership Plan - County provided health coverage
The County provides health coverage under its self-funded health plan to all full time and regular part time employees at a cost of $5.00 per pay period. This is a three-tier plan with in-network benefits, an expanded national network of benefits and out of network benefits depending on when the employee needs medical care. The health plan includes an indemnity dental plan where an employee can go to any dentist for dental care and receive benefits. Employees can purchase vision care, extra term life insurance, and cancer insurance.

Flexible Spending Accounts 
All premiums are deducted pretax as provided under the Internal Revenue Code Section 125. Exceptions are the extra term life in excess of $50,000. Any extra flex dollars which the County gives employees and well incentive flex dollars are applied to dependent coverage or extra insurance or to a flexible spending account. Employees can establish a spending account for dependent care and/or non-reimbursable medical expenses with pre-tax dollars. IRS Section 25 allows employees to open an account with their employer to set aside a portion of their pay that would normally go to work related child care (maximum of $2,500) and for non-reimbursable medical expenses (maximum of $5,000).

Insurance Directories and 
Summary Plan Descriptions

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HPP Provider Directory
HPP Summary Plan Description

Vision Summary Plan Description

For more information, please check the Volusia Health Network.

Life insurance
The County provides term life insurance equal to one times their annual salary (rounded to the nearest multiple of $1000) if they are under 70 years of age. At age 70 and over the amount is equal to one-half (½) times employees annual salary rounded to the nearest multiple of $500.

Accidental death and dismemberment
The County pays the full premium for an Accidental Death and Dismemberment Policy for every employee under 70 years of age. At age 70 and over the amount is equal to one-half (½) times their annual salary rounded to the nearest multiple of $500. If the policy must be used, there is a specified amount paid depending upon the seriousness of the accident.

Long term disability
The County provides free Long Term Disability Income Insurance. Benefits begin on the 181st day of continuous, uninterrupted disability and are equal to 60 percent of employee's basic salary up to a maximum of $4,000 per month. Benefits proceeds are taxable and will be coordinated with other salary continuation plans.

Worker's compensation benefits
County employees are covered by the Florida Worker's Compensation Act and will be entitled to the benefits for job-related injuries. Current State law provides that an employee will be paid a portion up to 66 and 2/3 percent of their wages during temporary disability period, subject to certain exceptions.

Payments are made for permanent disability or death in accordance with the provisions of Florida law.

Retirement
Each pay day, the County sets aside additional money based on a percentage of employees' salary toward their retirement pension. Payments are made to a branch of the State government which manages the retirement fund and program. Most employees of the County are members of the Florida Retirement System established by the Florida State Legislature in 1970. New employees can choose either the defined benefit plan or the investment plan.

Since this government retirement system is state-wide, employees may receive credit for the time which employees have worked for other Florida Retirement System (FRS) employers.

The Florida Retirement System (FRS) provides for monthly retirement compensation to an employee based upon his length of service and salary. In general, six  years of creditable service (as of July 1, 2001) entitles an employee to a pension. Normally a pension is paid when an employee retires at the age of 62 with at least six years of creditable service; or after completion of  30 years of creditable service regardless of age. Earlier retirement results in reduced benefits. Employees who select the investment plan can withdraw the full amount after 6 years of employment upon termination.

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