Volusia County Included in SBA Disaster Declaration Following October 26 Storm Through Contiguous-County Eligibility

Posted On: November 19, 2025

The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans to Florida businesses, private nonprofits, and residents affected by the severe storms on Oct. 26. Although Volusia County did not experience widespread damage, it is included in the declaration because Brevard County — which borders Volusia — sustained significant impacts.

SBA typically includes contiguous counties in disaster declarations to ensure assistance is available to residents and businesses that may have been indirectly affected by the same storm, making them eligible for both physical disaster loans and Economic Injury Disaster Loans (EIDLs). Eligible businesses and private nonprofits may apply for physical disaster business loans of up to $2 million to repair or replace damaged real estate, machinery, equipment, inventory, and other business assets.

Homeowners and renters may apply for home and personal property loans, borrowing up to $100,000 to repair or replace personal property such as clothing, furniture, vehicles, and appliances. Homeowners may also access up to $500,000 to repair or replace their primary residence. Applicants may also qualify for a loan increase of up to 20% of verified physical damages for mitigation purposes. Eligible improvements include installing wind-rated garage doors, strengthening structures against high winds, and adding safe rooms or storm shelters.

The SBA’s EIDL program assists small businesses, small agricultural cooperatives, and private nonprofit organizations experiencing financial losses directly related to the disaster. EIDLs address working-capital needs — even for businesses without physical damage — and may be used for fixed debts, payroll, accounts payable, and other expenses.

The SBA has opened an in-person Disaster Loan Outreach Center at the Brevard County Titusville Library, 2121 S. Hopkins Ave. The center is open from 9 a.m. to 5 p.m. weekdays and 10 a.m. to 2 p.m. Saturdays through Dec. 4. Walk-ins are welcome, and appointments may also be scheduled at appointment.sba.gov. Applications for disaster loans may be submitted online using the MySBA Loan Portal at https://lending.sba.gov. For assistance, applicants may contact the SBA’s Customer Service Center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955.